We Fund Any Type Of Business. We Also Offer Lines of Credit, Term Loans and Equipment Loans as well.

For a Free Quote Call or Text Us 877-237-7779
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1256

BUSINESSES FUNDED

175

INDUSTRIES

34

TRAINED PROFESSIONALS

67.5

MILLION FUNDED

Unsecured Business Financing Tax Return Loan

$50,000 – $350,000
Loan Features –
  • Fixed rates starting at 5.9%
  • Repayment term up to 7 years
  • Approval within a few hours
  • Get funds in 7 – 21 days
Qualify with –
  • FICO® score above 700
  • Show income above $8k/month
  • 40% debt to income ratio or lower
  • Less than 10 credit inquiries
  • 2 yrs of Tax Returns
Beyond The Numbers –
  • Loans available for any industry
  • Loan for business/personal use
  • No prepayment penalties
  • No loan collateral requirement
  • No P&L statements needed
  • Not Hard Money!

Unsecured Business Financing Short-Term Loans

$10,000 – $1,000,000
Loan Features –
  • Rates as low as 8.9%
  • Funding within 24 hrs
  • Loan term 3 to 18 months
  • Short & Simple Application
Qualify with –
  • At least $8k/month Business Revenue
  • 4 monthly Business Bank Statements
  • At least 9 months in business
  • FICO® score above 500
  • No past or open bankruptcies
Beyond The Numbers –
  • Loans available for most industries
  • No Loan Collateral requirement
  • No Cash Reserve requirement
  • No P&L Statements needed
  • No Tax-Returns needed
  • Get higher Credit Limit with Tax‑Returns
  • Not Hard Money!

Unsecured Business Financing Lines of Credit

$10,000 – $250,000
Loan Features –
  • Rates as low as 6.9%
  • Approval within a few hours
  • Get funds within 7 – 21 days
  • Repayment term 21-60 months
  • No Daily Payments
Qualify with –
  • FICO® score 680+
  • Max 9 credit inquiries in 6 months
  • Credit usage below 50%
  • No collections, no liens
  • No charge-offs, no bankruptcies
  • 3-Bureau credit report
Beyond The Numbers –
  • Loans available for any industry
  • Co-applicants accepted
  • No loan collateral requirement
  • No P&L statements needed
  • No Tax-Returns or W2s needed
  • Not Hard Money!

Unsecured Business Financing Merchant Cash Advance

$10,000 – $500,000
Loan Features –
  • Rates as low as 8.9%
  • Same day application approval
  • Funding within 24 hrs
  • Merchant Financing
Qualify with –
  • On track for $120k/yr Biz Revenue
  • At least 9 months in business
  • FICO® score above 500
  • 4 monthly Business Account statements
  • No open bankruptcies allowed
Beyond The Numbers –
  • Funding for most industries
  • Use funds for Working Capital
  • No Loan Collateral requirement
  • No Cash Reserve requirement
  • No P&L Statements needed
  • No Tax-Returns needed
  • Get higher Credit Limit with Tax‑Returns
  • Not Hard Money!

Unsecured Business Financing Bank Term Loans

$30,000 – $350,000
Loan Features –
  • Fixed interest rate from 6.9%
  • Fast approval within 24 hrs
  • Monthly repayments
  • 2 – 5 year terms
Qualify with –
  • 2+ years in business
  • 680+ credit score
  • 2 years of tax returns
  • On track for $100k/yr Gross Income
  • Max 40% debt to income ratio
  • No Bankruptcies in last 3 years
  • No tax liens
Beyond The Numbers –
  • Loans available for any industry
  • Funding within 2 Weeks
  • 1 Page Application for pre-approval
  • No prepayment penalties
  • No loan collateral requirement
  • Not Hard Money!

Rates As Low As 5.9%

Short-Term Working Capital

Short-term financing can help you take care of immediate needs in your business, whether you need to stock up on inventory or recognize a new business opportunity. No collateral is required for short-term financing, the paperwork is minimal, and perfect credit is not required. BFNYC accepts every industry and every FICO score.

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Benefits

We Offer a Wide Variety of Funding Solutions for All Business Types to Ensure Your Business Connects With The Right Financing Product And Not Just The Most Expensive One.

  • Receive Funds in
    24 Hours

  • Daily, Weekly, & Monthly
    Options Available

  • 100% Unsecured

  • We Accept any
    Credit Score.

Requirements

Repayment terms of 3-24 months

  • Completed Application
  • 4 months of most recent bank statements
  • Minimum of 9 months in business
  • Minimum of $10,000 in monthly revenue
  • Minimum of 3 deposits per month
877-237-7779 Established businesses only, no startup loans.
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Our Core Values

  • Price Match Guarantee

  • Highest Standards

  • Professional Team

  • Creative Solutions

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Trust Pilot-Five Star Review

What People Say

What our Customers are saying about Business Funding

Luis
Luis

Great experience. I inquired for a Line of Credit, and they followed up with me the same day and broke down the entire process. They where very transparent throughout the entire process, which definitely made me feel at is. I ended up getting approved and funded within 2 days! Definitely will continue doing business with them.

Mike Kroll
Mike Kroll

Ben Idan was very helpful and with consistency follow up all the step toward completing the process successfully. I appreciate his works.

Adam O
Adam O

Business funding New York helped me get $50,000 when I was short on cash for my A/C business. I’ll definitely come back to do business with them in the future. Thanks guys, god bless!

Hazy’s Paintings
Hazy’s Paintings

I had the pleasure of working with Ben & Guy and I couldn’t have picked better people to work with. Financing was fast & easy; I didn’t even think it was possible. Thank you for your hard work and for enabling me with the funds I need to build my business.

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Arik Hez

At first I was very skeptic, but I was proven wrong I was able to get the amount I requested with no hustle and no delays,. Great customer service with quick replies. Smooth transaction. I highly recommend.

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