Businesses that struggle with no collateral or no credit find it difficult to qualify for traditional financing. Companies in need of quick capital to expand or improve their operations face limited options because of these roadblocks. Numerous companies report strong sales and solid cash flow statements but do not meet the rigorous standards required by traditional lenders; however, financing programs exist that provide business owners with fast capital along with minimal qualification requirements. The money comes in the form of Split Funding, also known as a Merchant Cash Advance. Split Funding is perfect for retail businesses that accept credit cards, as a set percentage is taken out of every credit card sale in order to pay back the advance, allowing business owners to focus on their business rather than worrying about payments.